Effective Date: August 14, 2026
By applying for, purchasing, or using a Heart Rock Collective membership, or otherwise accessing heartrockcollective.com (the “Site”), you agree to these Terms of Service. Heart Rock Collective is operated by Heart Rock Collective LLC, a Nevada LLC (“we,” “us,” or “our”).

1. Membership

Heart Rock Collective is a private, application-based accountability mastermind for women real estate investors. Membership includes weekly group calls, an accountability system, access to a library of past call recordings, and priority access to in-person retreats (see Section 6). We may modify or discontinue membership features at our discretion, with reasonable notice of material changes.

2. Eligibility

To apply, you must be at least 18 years old, be a woman real estate investor with prior investment experience (currently, three or more completed deals), and provide accurate application information. Membership is not guaranteed — we may accept or decline any application and may change eligibility criteria over time.

3. Billing and Cancellation

Membership fees are billed in advance according to the plan you select and renew automatically until canceled. Payments are processed by Stripe; by providing payment information, you authorize recurring charges. You may cancel at any time by emailing [email protected]. Cancellation takes effect at the end of your current billing period, and fees already paid are non-refundable except where required by law.

4. Member Conduct

Members agree to participate honestly, keep other members’ shared information and business details confidential, avoid soliciting other members without permission, and refrain from harassment or discrimination. We may suspend or terminate membership without refund for violations of this section.

5. Content and Intellectual Property

Call recordings and materials provided through membership belong to Heart Rock Collective and are licensed to members for personal use only — they may not be recorded, reproduced, or shared outside the group. By participating in calls, members consent to being recorded for the recordings library.

6. Retreats

Priority access to in-person retreats is a membership benefit; attendance, fees, travel, and accommodations are governed by separate retreat-specific terms and a liability waiver provided at registration. Retreat spots are limited and not guaranteed by membership alone.

7. No Investment or Professional Advice

Nothing shared in calls, materials, or by other members is investment, financial, tax, or legal advice. We do not guarantee any financial or business outcome. Members are solely responsible for their own decisions and should consult qualified professionals as needed.

8. Disclaimers and Liability

The Site and membership are provided “as is” without warranties of any kind. To the maximum extent permitted by law, Heart Rock Collective is not liable for indirect, incidental, or consequential damages, and our total liability is limited to the amount you paid in the twelve months before a claim.

9. Termination

We may suspend/terminate any membership at our discretion, with or without cause. Members may terminate by canceling under Section 3.

10. Governing Law

These Terms are governed by the laws of Nevada, without regard to conflict-of-law principles.

11. Changes and Contact

We may update these Terms; continued membership after changes take effect means you accept the revised Terms, and we will notify active members of material changes. Questions: [email protected].